I didnt expect the after-Christmas-consumer-hangover to come

I didnt expect the after-Christmas-consumer-hangover to come this soon. The new year has just begun and Im already getting calls from all kinds of irresponsible people who overestimated their financial capabilities. This young car wash operator had a few debts but he wanted a new phone. So he took another loan. It was Christmas after all. I sat down in his horrible apartment and he asked me for 37 000 Crowns. He was surprisingly eager to work his debts off. I doubt that returning the phone even crossed his mind. Good for me. I was hoping for a nice tight ass and a mouth with good suction. At least he will start the new year debt free. But I doubt things will remain that way for long. Too bad for him